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6 months free gym membership loophole- UK residents only!

Posted by andrew on September 27th, 2006


Saw this on moneysavingexpert.com, and I immediately signed up! I think it’s very worth it, 6 months of free gym membership in the trendy Cannons or Holmes Place gyms (not the off-peak membership, full membership that you can go anytime) by just buying Prudential Health insurance policy. I requested for a quote online and it only cost me £15 a month. So effectively, I have to pay £90 for the insurance and 6 months of gym membership. It’s a good deal considering the fact that it might cost up to £400 for 6 months gym membership!

The steps for this loophole:
1) Ask for an online quote and choose the following options for the cheapest policy:
* The highest excess of £1000
* The most basic cover
* Exclude London hospitals (you can do this even if you live in London)
2) Then, wait for the insurance pack being posted to your address and activate your gym membership before 28/11/2006.

The catch:
- After six months, you have to pay £25 if you want to cancel the gym membership. So effectively, you pay £115 (£90 + £25). You can still continue the gym membership for a fixed £25 a month (or £50 a month if you choose Holmes Place Kensington, Mayfair, Broadgate or Canary Riverside).

How to cancel?
- After 6 months, you just need to cancel your insurance and your gym membership will automatically be cancelled.

To sign up:
Prudential Health*
Be quick as this offer ends 28th of September 2006 (tomorrow!)
UPDATE: Offer extended to 31/10/2006

For more info:
Article about this free gym membership from MoneySavingExpert.com
MoneySavingExpert discussion forum on this free gym membership


Terms and Condition:

  • One free health and fitness club membership per policy.
  • Prices accurate as at 22/02/06
  • Offer available to first time applicants only, and will be issued upon receipt of the first month’s premium.
  • Applies to new members that join an individual PruHealth Plan.
  • At the end of the free membership term health and fitness club membership can be commenced by providing PruHealth with your direct debit details and signing a full health and fitness club membership agreement.
  • The activation fee on the new membership will be waived, provided membership is continued without a break from the end of the free membership period.
  • Membership is available to one club only.
  • Clubs excluded are Cannons City Club and Holmes Place Kensington, Mayfair, Broadgate and Canary Riverside clubs.
  • No health and fitness club changes including upgrades or downgrades, can be made within the term of the offer.
  • Offer is not transferable and cannot be redeemed for cash.
  • Cannot be used in conjunction with any other sales offer.
  • Offer does not apply to existing health and fitness club contracts.
  • Please note that if you cancel your PruHealth policy your club membership will also be automatically cancelled.
  • Health and fitness club membership is not available to dependants defined as children.
  • Offer ends 28/09/06
  • You must activate your health and fitness club membership by 28/11/06
  • * Note: This is an link which will generate some commission for me, but to be transparent, here’s the original link: Pruhealth. My views are not biased, though.



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    [...] Remember the 6 months free gym membership loophole in the trendy Cannons or Holmes Place gyms I wrote  about few weeks ago? Apparently, the offer has been extended to 31st of October 2006, so in case you missed the offer, better be quick in signing up! [...]